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Investing can be a sensible and effective way of maximising your income and making sure your money is working hard for you. So why don’t more of us do it? Well, a new study by Lloyds Bank has found that fear is one big reason, as nearly half of those without investments are unwilling to …
When you create a financial strategy, you’ll often have medium- to long-term goals in mind. But that doesn’t mean it should be set in stone. After all, your situation and circumstances could vary considerably over time. Perhaps you’ll land a new job that significantly increases your income, move to a bigger and more valuable property …
Worries about money can have a very real impact on your wider health and wellbeing, particularly when so many factors, such as soaring inflation, rising interest rates and climbing mortgage rates are beyond your control. Unsurprisingly, high living costs are a huge cause of stress and anxiety across the UK right now, with the Mental …
Introduction It was a mixed picture across the globe in July, with many major economies beginning to see their efforts to tackle inflation pay off. But while progress is being made in some countries, growth remains sluggish and inflation remains high in several key markets, most notably the UK. As always, let’s take a closer …
Retirement may seem like some way off, but it pays to start preparing as soon as you can. So what specific areas should you think about, in order to make sure you can afford the type of retirement you want and deserve? Set your goals Think about what you want to get out of retirement. …
Although the government has made tackling inflation one of its core priorities for 2023, the rate of price increases remains stubbornly high – staying stuck at 8.7 per cent in the year to May. As a result, many analysts and observers are expecting the Bank of England to continue hiking up interest rates for some …
You can’t have failed to hear all the buzz about Artificial Intelligence (AI) in the last few months, in particular language models such as ChatGPT. From helping jobseekers write a CV or covering letter, to putting together a household shopping list, it’s gradually becoming a much bigger part of people’s lives. So it’s only natural …
Introduction Sluggish growth and high inflation were recurring themes in many major and emerging economies last month, as central banks across the globe sought to manage the impact of global economic headwinds. But interestingly, many emerging markets bucked this trend. As always, let’s take a closer look at the details. UK The UK economy saw …
If you were asked to make big financial decisions, how sure are you that you’d make the right ones. Well, a new study by PwC and YouGov has found that nearly nine in ten people feel confident or very confident in making decisions about their money. But the same research suggests that, for many, this …
Average house prices rose by 5.5 per cent in the year to February 2023, according to the latest official figures, taking the average price of a property to £288,000. That’s £16,000 higher than it had been a year earlier – and this surge in house prices has had wide-ranging consequences, most notably, pricing many people …
